By Farnoosh Torabi
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Additional info for Be Money Smart: A Practical Guide for Starting Out, Starting Over & Staying on Track
To be a famous actress and make millions of dollars,” she said, with an innocent sparkle in her eye. She would refuse to listen to her naysaying mom and friends who explained she had a one-in-a-billion chance of becoming the next Angelina Jolie. You need to find an alternative career path, they pleaded with her. But the young woman refused to focus on anything else. For that, I guess you have to give her some kudos for being strong willed and adamant about her goals. But, really, what about a backup plan?
Similarly, all goals have tradeoffs. If you want to upgrade to a larger home in the next two years, you might need to shore up a down 26 BE MONEY SMART payment, and doing so might require living on less for some time. The key is to keep those price tags and tradeoffs in mind while mainly focusing on the behavioral changes you need to make to achieve your goals. Goal Ambivalence Fighting goal ambivalence is the longest and trickiest part of the process, but once you defeat it, there should be few barriers between you and the accomplishment of your goals.
I sort of lost it after our goodbye hug— though, not in front of him. Oh, never. Instead, I fell into Debbie’s arms, his longtime assistant, my waterproof mascara spilling down my cheeks and onto her button-down sweater. Get it together, Torabi, I could hear my high school track coach yelling at me. But I couldn’t help it. And at that moment, I felt really, really crappy. In retrospect, I should have been celebrating my independence. The night before, I was having an early dinner with my friend John-Paul when I learned of my layoff.