Personal Financial Literacy - download pdf or read online

By Joan Ryan

The way to plan and deal with your own funds, in achieving a financially winning existence, and take accountability as a citizen. own monetary LITERACY is aligned with the Jump$tart Coalition's nationwide criteria for private monetary Literacy. the private concentration of this direction makes it appropriate and significant to all; specifically, to these simply beginning down the trail to non-public monetary independence.

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They used the cards to buy food, Focus on . . Most workers in the United States pay into the Social Security fund. A Social Security number is assigned to each person’s account. Payments are made into the account by employees. The payments are matched by employers. Based on the amount paid into the account and other factors, the worker will receive monthly benefit checks when retired. Social Security Benefits Each year while paying into the fund, workers should receive a Social Security Statement.

When people have 42 Gasoline excise taxes help pay for roads and highways. Chapter 2 Income Sources less money to spend, the economy of the area may be affected. When people spend less on goods and services, businesses have lower sales. Lower sales may lead to lower profits. Workers may have to be laid off or dismissed from their jobs. Charitable groups may receive less money from donations. Having less money means the groups are able to help fewer people in need. In fact, cutting taxes is a method governments can use to stimulate the economy.

The rate of the tax and the amount of income that is taxable change each year. 2 percent on earnings up to $94,200. Money withheld for this tax is paid into an account under your name and Form W-4 shows the number of exemptions claimed. 2 Cut here and give Form W-4 to your employer. Keep the top part for your records. Form W-4 Department of the Treasury Internal Revenue Service 1 Type or print your first name and middle initial. Last name 2 Perez Home address (number and street or rural route) Your social security number 000 22 2105 3 Single Married Married, but withhold at higher Single rate.

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